Insights

CIO Market Update Audiocast Series

For latest insights on the markets, tune in regularly to the CIO's Market Update audiocast series.

Art Market Update: A New Era of Uncertainty

What trends are experts seeing this season? Find market trends, a Q&A with one of our art planning executives, and details on upcoming exhibits in the latest report.

Art at Bank of America

Latest on how we're supporting the art community

Market briefs

Breaking insights on the economy, market volatility, policy changes and geopolitical events.

Capital Market Outlook

This timely commentary from our Chief Investment Office can help you navigate markets and take advantage of emerging trends across the globe.

What is tax-loss harvesting and how does it work?

Selling investments at a loss can help to offset gains and cut your tax bill. Here’s how it works.

How can you prepare for a wealth transfer?

Whether you’re hoping to sell the family business or expecting to inherit your parents’ estate soon, it’s important to have a plan in place that empowers you to manage your increased wealth.

Should your company manage your personal finances?

When should you separate your family office from your business? Read some challenges when you mix family matters with your business.

Increasing your charitable impact

The 'hard assets' side of estate planning

Allotting family heirlooms is often a surprisingly tough part of dividing up belongings — but can also make for meaningful discussions about what really matters most.

Integrating complex assets into giving strategy

When your wealth is derived from a family business, real estate or another illiquid asset, supporting the causes you’re passionate about requires planning.

5 questions when drafting your trust

Getting the language right matters and can help ensure your wishes are carried out as you planned.

Estate planning for a digital world

The 5 stages of charitable giving

Realizing a philanthropic vision can begin at any age — and will evolve over a lifetime. Learn how you and your family can make a meaningful impact that can last for generations.

Be the foundation for their next chapter

“Helping the next generation become homeowners” talks about the many ways parents and grandparents can lend a hand, including making direct gifts, acting as the banker and establishing a trust.

Making charitable giving more tax-efficient

Harvesting your portfolio’s gains can help your philanthropic dollar go farther — and potentially lower your tax bill. Here’s how you can make this strategy a regular part of your wealth planning.

Inflation and taxes: What you need to know

Adjustments made for inflation each year could affect how much federal income tax you owe. These strategies could help minimize your tax bill.

Family Office Forum: Sitting down with Stephan Roche

Hear some best practices from a former family office executive

Investment management for nonprofits

Prepare your endowment or foundation for 2025 and beyond. Hear from the expert panelists as they discuss the latest investment insights and emerging themes for nonprofits as you prepare for this year and beyond.

Let’s Talk Investments

Gen Z is about to change everything

The first online generation is projected to eventually become the richest, and their financial preferences and social values are already starting to transform industries and markets

A step-by-step guide to building your portfolio

Making the switch: Your guide to Roth IRA conversions

Thinking about converting from a traditional to a Roth IRA? These insights can help minimize the tax bite and simplify what can seem like a complicated process.

You’ve found the person you’ll spend your life with. What now?

When a relationship gets serious, it’s time for calm and earnest discussions about money.

Estate tax savings beyond exemptions

You’ve used up your lifetime Federal gift and estate tax exemption. Now what?

When an irrevocable trust needs to change

As laws and circumstances change, sometimes a trust needs to be modified in order to continue to fulfill its original purpose. Here’s how to navigate the process.

Becoming a grandparent. What now?

5 questions to ask your advisor in 2025

Reviewing your plans for investing, retirement and other financial priorities could help you prepare for new risks and opportunities ahead

Nonprofit Investment Management

Balancing Short and Long Term Objectives

Giving with purpose

How affluent households contributed in 2022

What’s up with 10-year Treasury yields?

They dominated market headlines early in the year for their sudden rise and reflection of the larger economy. Here’s what they might mean for you.

Surprising resilience of the S&P 500

Through inflation, recessions, overseas tensions and other volatile market events, this decades-old index has continually reinvented itself, historically tracking solid returns. What’s the secret to its durability?

Selling to employees: an overlooked exit strategy

Weathering the ups and downs of the markets

Do’s and don’ts of investing an inheritance

From tax considerations to asset allocation and more, there are many factors to consider before merging inherited assets into your portfolio. These tips can help.

Boost your financial fitness

‘Don’t wait to start investing’ and other tips to help women of all ages make the most of opportunities on the road to financial independence

Client Story:
Bridges from School to Work

Watch this video and learn how Bridges from School to Work helps young adults with disabilities find meaningful work.

Accelerating charitable impact

Giving through donor-advised funds

Thanks, Mom, for all the great financial advice!

Exploring options for tax payments

Managing your cash

A strategic, tiered approach could help optimize your returns while maintaining the liquidity and safety you need.

7 keys to navigate a prolonged market downturn

Here’s what you may want to do — and avoid doing — as you maneuver through an extended decline

My Financial Picture®

Access to a more complete view of your finances

The value of a corporate fiduciary on your side

Surprising ways to protect your family today

Once you debunk the myths, you’ll see that trusts can provide a variety of powerful financial benefits, especially in uncertain times

LGBTQ+ wealth planning: 5 key considerations

Preparing executives for unexpected life events

By taking thoughtful, strategic steps, you can see to the long-term security and well-being of your family and yourself.​

When you enter the workforce: What now?

Wealth Strategy Report

Inflation, market volatility and elevated interest rates: Tax consequences and favored planning techniques

Why renewable energy won’t be enough

As the world strives to go green, energy demand is rising. Where will the power come from — and what investing opportunities could be created? Watch our video.

How much is too much cash in your portfolio?

You may be tempted to increase your cash holdings when interest rates rise or markets become volatile. These insights can help you understand the risks as well as the benefits.

Unlocking the power of an inclusive & diverse team

Board diversity is crucial to the success of charitable organizations and foundations. Here’s how to overcome barriers that may prevent you from reaping its benefits.

Artificial intelligence: A real game changer

After decades of expectation, machines that think, learn and create are poised to transform the economy, the markets and our lives

Core principles every investor should know

They can help you keep moving toward your goals, no matter what the markets are doing

4 times to ask, "How will this affect my taxes?"

Considering the tax implications of key financial moves could save you money. Here’s what you need to know.

'Great Wealth Transfer': emerging trends

As trillions in assets flow to heirs over the next two decades, their investing preferences could create new opportunities. Some trends are already emerging.

Outsourced CIO for Nonprofits: overview & benefits

What is an investment policy statement?

Board-approved documents outlining financial goals and investment objectives guide endowments and foundations through volatile markets. Here are some tips from Bank of America.

Efficient back office solutions for family office

Finding the right person to run your family office

Identifying the best candidates starts with defining what’s most important to your family. This checklist can help

Giving Season 2024 - Market Update

Funding your charitable giving during Giving Season and in the future.

Art market update fall 2024: Opportunity knocks?

Will lower estimates at auctions and discounts at galleries entice reluctant collectors? Will recent interest rate cuts provide a tailwind? Only time will tell, collectors are increasingly opportunistic as they navigate the current market.

Private Bank Online and Mobile
Domestic Wire Transfers

Avoiding trustee (and family) turmoil

Foresight and experienced guidance may help ensure that trusts can fulfill their missions with minimal discord.

How to protect your cloud deployments

Robust security depends on understanding the security measures that complement the protections offered by cloud service providers

Lay the groundwork for strategic grantmaking

Four steps to align your values with your giving

Essentials of a strong cyber response

All companies need to prepare for disruptions caused by cybercrime. Here’s how to get started.

What’s fair vs. equal within families?

This video, featuring Dr. Karl Pillemer of Cornell University, and our expert panelists, explores what’s fair vs. equal when it comes to families and legacy planning.

Donors, beware these digital giving scams

Philanthropic fraud flourishes online. Take these steps to safely make digital donations part of your overall giving plan.

Going paperless

A guide to updating your statement delivery settings

Lending art and collectibles to museums

Managing your concentrated stock position

Artificial intelligence: The next great tech wave?

In this first of three videos examining forces poised to transform the global markets and economy, our analysts explore artificial intelligence, or AI, and the hurdles it could face ahead

The power of family meetings

Sharing your legacy plan with those you care about is a critical step, often skipped. Here’s how to make estate planning conversations with your family most productive.

Giving and racial equity: A starting point

Four steps to help you incorporate racial equity goals into your giving strategy.

Turn your family office into a family bank

Strategically borrowing through your family office can help your family meet distinct goals in flexible, discreet ways.

Capital Market Outlook - April 14, 2025

April 14, 2025

Market Decode: The coming mineral mining surge

Certain metals and minerals are critical to meeting global energy, defense and infrastructure needs, creating a number of potential investment opportunities

Philanthropy in a time of disaster — preparing, responding, recovering

Capital Market Outlook - April 7, 2025

April 7, 2025

New trends driving equity markets now

Are valuations too high? Is the tech sector in a bubble? These and other top-of-mind questions are answered in this video about current market dynamics.

Capital Market Outlook - March 31, 2025

March 31, 2025

Time to reconsider international stocks?

In a surprising turnabout, in the first quarter of 2025, European and Chinese equities have outpaced U.S. equities. What could that mean for your portfolio?

Capital Market Outlook - March 24, 2025

March 24, 2025

Capital Market Outlook - March 17, 2025

March 17, 2025

Market Decode: Focus on trendlines, not headlines

When market news stokes volatility — and investor anxiety — it helps to remember the fundamental strengths of the current economy

Capital Market Outlook - March 10, 2025

March 10, 2025

Capital Market Outlook - March 3, 2025

March 3, 2025

Capital Market Outlook - February 24, 2025

February 24, 2025

Capital Market Outlook - September 3, 2024

September 3, 2024

Market Decode: The new AI kid on the block

The latest player in the artificial intelligence (AI) space has rattled the tech sector, but the added competition may be positive news for investors, says the Chief Investment Office

Capital Market Outlook - February 18, 2025

February 18, 2025

Capital Market Outlook - February 10, 2025

February 10, 2025

Capital Market Outlook - January 27, 2025

February 3, 2025

Capital Market Outlook - January 27, 2025

January 27, 2025

Market Decode: Minding the (insurance) gap

Climate-related disasters are causing a sharp rise in insurance rates. Infrastructure investment could be a possible solution.

2023 Bank of America Study of Philanthropy

Charitable Giving by Affluent Households

Selling your art? Here's how to make it smoother.

Give with greater impact

Capital Market Outlook - June 24, 2024

July 1, 2024

Stay ahead of student scams

Students can reduce their risk of falling for these common scams by taking a few important steps

Award winning service and solutions

Recognized as the 2023 largest U.S. Outsourcing Manager for Endowment Assets and for Foundation Assets

Keeping your company’s accounts payable secure

Digitization and automation are making AP systems more flexible and easier to use. Companies need to weigh the security risks to protect their customers, partners and internal organization from cybercrime.

The Request for Proposal (RFP)

Finding the right investment service provider for your organization

Giving year-round with a donor-advised fund

Market Decode: Can the markets get their sizzle back?

2024 was a strong year for the markets, with the S&P 500 rising 23%, but the index fizzled in December. What can investors expect next?

Market Decode: The great eight reasons

Smarter way to give: BofA Charitable Gift Fund

The fiduciary standard

How to Engage Next Gen in Philanthropy

Selecting the appropriate charitable vehicle

Hone your password-writing skills with this quiz

Use these tips to help keep your financial (and other) online accounts safe

Beware of these common business scams

Steps you can take to help defend yourself against phishing and other cyber threats

Managing your foundation

The business impact of cyber incidents

Entire communities can feel the effects — and bear the costs — when cybercriminals breach a single organization. Here’s what each of us can do about it.

Charitable vehicles comparison

Donor-advised fund or private foundation

Securing the things you connect to the internet

Connected or “smart” devices are fun and convenient — but they can gather and transmit sensitive information about your life and family. Here are steps you can take to maintain household security.

Family office decision

Determining what’s right for your family

Why you need an estate plan

Recreational real estate

Financing a very personal investment

Award winning service and solutions

Recognized as the 2023 largest U.S. Outsourcing Manager for Endowment Assets and for Foundation Assets

Award winning service and solutions

Recognized as the 2023 largest U.S. Outsourcing Manager for Endowment Assets and for Foundation Assets

How cyber criminals engineer deception online

“Social engineering” combines technology, our willingness to trust and deception to scam us out of money and sensitive data

Be cyber secure: Do’s and don’ts for your family

Advice for helping protect yourself and your family from cyber threats

Navigating your sale

Steps every executive should take before retirement

The impact of potential tax law changes

Quiz: What’s your true risk tolerance?

Answering these questions can help you get a better handle on how you really feel about the market’s ups and downs and what that might mean for your investing decisions

Ready to launch: A Founder’s guide to managing taxes

Getting ready to start a new business?

When children turn 18: What now?

Learn about a family who wasn't quite prepared for issues when their children was at college and helpful tips on being smart about credit cards, online banking and ways to plan for the unexpected.

A look under the hood of the IRA

During a recent event, Omer Farooq, Head of Sustainable Asset Finance, Bank of America, explained key elements of the Inflation Reduction Act. Watch to learn about a sea change for businesses small, medium and large

Meeting your life goals with customized lending

Investing in one of our most valuable assets

How farms and timberland can help you add balance to your portfolio

Commercial real estate financing

How to help adult kids achieve financial liftoff

When your children turn to you for financial support — and a roof over their heads — these tips can help you give them the tools they need to move forward on their own

Fine tuning your business

Planning for the transaction of your life

The exit of a founder or owner from the family business deserves to be intentional and well planned.

Your child is turning 13. What now?

This is a great time to start sharing important lessons about financial management, the value of money and the responsibilities of wealth.

What is Socially Innovative Investing?

How a governance budget can empower you

Managing your family legacy through a family office

Families with extensive assets and responsibilities may find that a dedicated, expert staff can help relieve the pressures and unlock the opportunities of wealth.

Realizing your philanthropic vision

Customized yacht financing

Customized Aircraft Financing

Planning your charitable legacy

A deliberate, strategic approach to giving can help maximize tax advantages while expanding your support of nonprofit organizations.

Investing your cash as interest rates drop

Over the past several years, rising rates offered investors exceptionally high returns on cash. With rates now dropping, consider these moves before they decline further.

Art and your estate plan

Careful planning could help you achieve your wealth transfer goals without giving up the collections you adore.

The Next Gen Summit

Wealth planning insights for corporate executives

Careful planning can help executives diversify their assets and plan for retirement while achieving their estate and charitable goals.

What is it — and how can I measure it?

Protecting your business and your wealth

A succession plan charts a path for your eventual departure from your business, reducing uncertainty for future stakeholders while helping you achieve goals for your business and family.

How to avoid cyber-enabled investment scams

Criminals are using advanced technology tactics to defraud you of money and data. These tips can help protect you and your family.

Estate plans built to last

Whether it’s advanced gifting strategies for the whole family, selling your company or simply protecting your legacy, the Planning Center of Excellence provides the insights you need to navigate your personal journey.