Skip to Content

Recreational real estate

Financing a very personal investment

Sun setting over a vineyard

Recreational property can be a source of long-term enjoyment and rewarding asset in your portfolio. Your financial strategy should align to your strategic vision for the purchase, preservation and enhancement of your family's land. At Bank of America Private Bank, we recognize that each of our clients has unique objectives. Whether you're looking to diversify your portfolio, use the land for recreation, or provide for future generations, let us help you with your credit needs to secure your family’s legacy.

Whether you are purchasing a new property or leveraging an existing property's equity, you can benefit from our competitive rates customized loan structures and prompt response time. We finance many types of recreational properties, including

  • Ranches
  • Fishing retreats
  • Equestrian facilities
  • Vineyards
  • Farms

We recognize that an investment in recreational real estate has personal and financial dimensions. Your advisor can work with you to help tailor a financing solution that addresses both sets of goals.

Flexible, efficient, customized financing

As a client of Bank of America Private Bank, you will enjoy the benefits of financing tailored to your particular real estate investment goals. Our rates are competitive with those of other providers, and we are committed to guiding you through the closing process and on to the enjoyment of your property as quickly as possible. We can provide additional benefits that may include:

  • Payment schedules to match your current cash flow or an expected liquidity event
  • Flexible collateral options

A powerful combination of experience and resources

Bank of America Private Bank combines personal client experience with the credit sophistication of Bank of America.​ The result is a uniquely customized credit solution aligned with your personal objectives.

  • Providing credit to our clients is a core capability, not an accommodation.
  • We have credit professionals located throughout the country who are dedicated to helping meet the specialized credit needs of Bank of America Private Bank clients.

Considerations and risks


  • Customized lending solutions involve special risks and may not be appropriate for all clients.
  • Customized lending solutions may be subject to additional credit and legal approval.
  • Clients should consult with their independent attorney, tax advisor and investment manager before implementing any financial, tax or estate planning strategy.
  • Clients should also consider their portfolio diversification requirements, time horizon, risk tolerance, debt tolerance, tax situation and any cash flow and appreciation objectives they may have.

The resources of a leader

In addition to customized recreational real estate financing, Bank of America can deliver access to a wide spectrum of credit capabilities and a depth of resources, experience and capital strength that few financial institutions can match. The critical dimension we bring to this relationship is a high level of personal service, because you work with knowledgeable credit specialists who seek to ensure that your credit strategy effectively complements the other key components of your wealth management plan. Supported by the capital base of Bank of America, we have the flexibility to fund significant loans while offering competitive terms and interest rates. Because time may be a critical factor as you evaluate different financing options, we provide a prompt and informed response to all credit requests.

For more information contact your advisor.

Related Insights