Skip to Content

Customized Lending & Home Financing

Custom Lending, Mortgage and Credit Solutions for Short-Term Liquidity Needs and Long-Term Financial Goals


< View all Solutions

A complete picture of your wealth includes the borrowing power of your assets.

Our approach

Strategic borrowing and thoughtful use of credit can help you increase the power of your wealth to pursue your goals. We offer customized lending and credit strategies tailored to your needs, whether you’re looking for greater liquidity, funding for an investment opportunity or a lifestyle purchase, support for your estate planning objectives or help meeting other goals. 

Together, your client team and credit executive will work with you and your independent advisors to consider your time frame, assets and overall goals to create individualized strategies that align with your priorities.

Connect with a Private Client Advisor

Learn more about the benefits of working with Bank of America Private Bank


Customized Lending

Flexible financing options can help you use your specialized assets such as yachts, aircraft, commercial real estate or fine art as collateral to obtain liquidity to meet your unique goals.

Custom Residential Real Estate

A variety of mortgage products specifically designed to meet your complex income or property needs, including purchasing through a trust or other entity, co-ops, income-producing properties, farms and vineyards.

Explore home financing solutions

Private Client Line

A flexible demand line of credit, secured by your marketable securities accounts, can help meet liquidity needs while maintaining your cash reserves and investment strategy.

Standard Mortgage

Most clients' needs can be met with a standard mortgage. These products generally conform to conventional loan structures.

Learn more.

Related Solutions


Cash management and digital banking capabilities. 

Explore banking solutions

Wealth Planning

Custom tax and cash flow strategies and planning for future generations. 

Explore wealth planning solutions

Investment Management

An approach to managing your wealth, tailored to your needs. 


Art Services

Specialized services for art collectors and non-profits including Art Lending, Art Planning, Consignment Services and Philanthropic Solutions.