Credit
Using credit wisely
Credit represents:
- Your ability to borrow funds for purchasing necessities or luxuries.
- The basis on which you may be evaluated on your ability to fulfill financial responsibilities.
Using credit wisely
Credit represents:
Who can access your credit history?
Choose an answer from the following buttonsThat’s right.
Your credit history is accessible to parties considering granting you credit, and those with a legitimate business need for the information (including employers, landlords and insurance companies).
Actually, doctors don’t need your credit score.
Your credit history is accessible to parties considering granting you credit, and those with a legitimate business need for the information (including employers, landlords and insurance companies).
A credit report is a record of your credit activities. It provides lenders with information, including:
In general, the higher your credit score, the lower the interest rate you’ll pay (think mortgages, car loans and credit cards). Work to get your credit score as high as possible.
How you manage credit is critical to your ability to borrow going forward. If not managed wisely, credit can create a financial burden and the loss of significant wealth.
We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.
Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. This information may be used to deliver advertising on our Sites and offline (for example, by email) that's customized to meet specific interests you may have.
If you prefer that we do not use this information, you may opt out of online behavioral advertising. If you opt out, though, you may still receive generic advertising. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.
Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill Account Access. These ads are based on your specific account relationships with us.
To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs.