Focus on Financial Empowerment
Whatever your resources, you are making financial decisions every day. And smart financial decisions require information.
The Financial Empowerment program is specifically designed to help address the opportunities and challenges that are likely headed your way.
financial basics
protecting myself
trust & estates
business
To get the most out of our Financial Empowerment program, complete the Financial Literary Assessment and decide which topics to cover with your advisor. You can also use our worksheets to evaluate your goals, values and current net worth.
About the Financial
Empowerment Program
How do you prepare yourself to manage the important financial decisions that are likely ahead of you? Start by expanding your financial knowledge with our Financial Empowerment program – designed to provide you with a solid foundation to help you make informed financial decisions today and throughout your life.
Whether you’re interested in buying a home, adding to your investment portfolio, contributing to a favorite charity or starting your own business, we’ll give you the information you need to get started. Helping you succeed is what the Financial Empowerment program is all about.
Impact investing and/or Environmental, Social and Governance (ESG) managers may take into consideration factors beyond traditional financial information to select securities, which could result in relative investment performance deviating from other strategies or broad market benchmarks, depending on whether such sectors or investments are in or out of favor in the market. Further, ESG strategies may rely on certain values based criteria to eliminate exposures found in similar strategies or broad market benchmarks, which could also result in relative investment performance deviating.
Investing involves risk. There is always the potential of losing money when you invest in securities.
Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.
Bank of America, Merrill, their affiliates, and advisors do not provide legal, tax, or accounting advice. Clients should consult their legal and/or tax advisors before making any financial decisions.
Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, Member SIPC, and a wholly-owned subsidiary of BofA Corp.
Bank of America Private Bank is a division of Bank of America, N.A., Member FDIC and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).
Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC, and wholly-owned subsidiaries of BofA Corp.
Investment products:
| Are Not FDIC Insured |
Are Not Bank Guaranteed |
May Lose Value |
Bank of America, N.A., and U.S. Trust Company of Delaware (collectively the “Bank”) do not serve in a fiduciary capacity with respect to all products or services. Fiduciary standards or fiduciary duties do not apply, for example, when the Bank is offering or providing credit solutions, banking, custody or brokerage products/services or referrals to other affiliates of the Bank.
Bank of America, N.A., Member FDIC. Equal Housing Lender 
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